What is a Mortgage Health Check and Why Would I Need One?

Baldivis mortgage brokers offer a smart strategy for keeping your home loan fit. When the Reserve Bank of Australia (RBA) announced recently that interest rates would remain stable at around 2.5 per cent, it paved the way for homeowners to pause and take a look at their current mortgage. To … [Read more...]

Cut Your Home Loan Term in Half with 6 Simple Steps

Rockingham mortgage brokers suggest ways to free yourself earlier of your loan. We’ve all heard of the proverbial “monkey on your back,” and that’s how having a long term home loan can sometimes feel to homeowners. Good news: there are ways to remove the burden of a mortgage by following 6 … [Read more...]

Pay on Time and Your Credit History Will Help You Get a Better Mortgage

Gone are the days when the banks didn't mind too much if you made a payment a few days late, perhaps just once or twice over a couple of years. They would have accepted your explanations and there probably wouldn't be any consequences. Nowadays, just making one payment slightly late might … [Read more...]

Should You Buy A Property Now Or Wait Until Values Increase?

Even though people are talking about substantial house valuation increases across Perth, you should seek the advice of your mortgage broker so you can be ready to put a mortgage in place whenever you find the right property to buy. We’re a mortgage broker in Rockingham who can help you with your … [Read more...]

You Need To Plan Well Ahead To Purchase Your First Property

As house prices increase, it's tougher for young Australians to gather enough money to put towards a deposit to purchase their own property. Once you have mastered the task of saving sufficient money to help your home purchase, you have to deal with the mortgage providers who want to know … [Read more...]

LEDs: Lighting Up Your Home

After years of lighting up your home with light bulbs bought from your local grocery store and then a swift change to the environmentally friendly options which are supposed to last, almost forever, many stores are now stocking a range of LED lights, which can add delightful options both inside, and … [Read more...]

The Unreality of Television’s DIY Home Renovation

They make it look so easy. A small team of experts arrive at your home, unannounced, make a few suggestions and in just a few days have transformed your falling down house into the most desirable property in your neighbourhood. After spending just a few thousand dollars, your property is worth twice … [Read more...]

Does The National Consumer Credit Act Discriminate On Age Alone?

Experts within the mortgage industry have disagreed over the interpretation of some of the rules within the National Consumer Credit Protection Act 2009, which has resulted in some people being discriminated against, because of their age. In particular, the Act accidentally targeted some people's … [Read more...]

First-Time Home Buyers Are Getting Older

The average generation of first-time home buyers has moved on a decade. No longer are people buying their first property in their early 20's, they are now waiting until they reach their early to mid-thirties before taking on their first mortgage. There are several reasons for this dramatic … [Read more...]

Dealing with Mortgage Brokers the New Norm for Local Home Buyers

For home loans, Kwinana and other local residents like you are turning to mortgage brokers instead of dealing directly with banks. You don’t have to deal directly with impersonal, intimidating banks for your financial needs anymore. In fact, financial experts claim that virtually fifty percent … [Read more...]