Top Financial Resolutions to Make for Your Small Business in 2014

While there are many opinions on how to make money in any business, there is one realm that is more cut-and-dried—paying your taxes. Too many Australians end up surprised by large tax obligations because they failed to plan throughout the year. Here are our top 5 tips to make sure that you are … [Read more...]

Tips on Reducing Expensive Credit Card Debt

When you first contact our mortgage brokers for a home loan in the Rockingham, Kwinana and Baldivis area, they will ask for some basic information about your finances. This helps them get an idea of which lenders will be the best for your situation. One pattern we have noticed is that a lot of … [Read more...]

Can Your Home Loan Earn Frequent Flyer Points?

Can a home loan in Rockingham, Kwinana or Baldivis help homeowners earn frequent flyer points? They can now with a QANTAS Frequent Flyer home loan. Our mortgage brokers have helped provide a lot of home loan products to people in the Kwinana, Baldivis and Rockingham areas, but this is a totally … [Read more...]

What is a Mortgage Health Check and Why Would I Need One?

Baldivis mortgage brokers offer a smart strategy for keeping your home loan fit. When the Reserve Bank of Australia (RBA) announced recently that interest rates would remain stable at around 2.5 per cent, it paved the way for homeowners to pause and take a look at their current mortgage. To … [Read more...]

Pay on Time and Your Credit History Will Help You Get a Better Mortgage

Gone are the days when the banks didn't mind too much if you made a payment a few days late, perhaps just once or twice over a couple of years. They would have accepted your explanations and there probably wouldn't be any consequences. Nowadays, just making one payment slightly late might … [Read more...]

Should You Buy A Property Now Or Wait Until Values Increase?

Even though people are talking about substantial house valuation increases across Perth, you should seek the advice of your mortgage broker so you can be ready to put a mortgage in place whenever you find the right property to buy. We’re a mortgage broker in Rockingham who can help you with your … [Read more...]

LEDs: Lighting Up Your Home

After years of lighting up your home with light bulbs bought from your local grocery store and then a swift change to the environmentally friendly options which are supposed to last, almost forever, many stores are now stocking a range of LED lights, which can add delightful options both inside, and … [Read more...]

Does The National Consumer Credit Act Discriminate On Age Alone?

Experts within the mortgage industry have disagreed over the interpretation of some of the rules within the National Consumer Credit Protection Act 2009, which has resulted in some people being discriminated against, because of their age. In particular, the Act accidentally targeted some people's … [Read more...]

Dealing with Mortgage Brokers the New Norm for Local Home Buyers

For home loans, Kwinana and other local residents like you are turning to mortgage brokers instead of dealing directly with banks. You don’t have to deal directly with impersonal, intimidating banks for your financial needs anymore. In fact, financial experts claim that virtually fifty percent … [Read more...]

Multi-Generational Families Join Forces to Purchase Homes to Share

It all comes down to finances, especially in the real estate market. When affordability is an issue in terms of securing a home of your own, multiple family members may join forces to secure a home loan. Kwinana residents and others like you in the area may feel the need to share a home and combine … [Read more...]