Top Financial Resolutions to Make for Your Small Business in 2014

While there are many opinions on how to make money in any business, there is one realm that is more cut-and-dried—paying your taxes. Too many Australians end up surprised by large tax obligations because they failed to plan throughout the year. Here are our top 5 tips to make sure that you are … [Read more...]

Tips on Reducing Expensive Credit Card Debt

When you first contact our mortgage brokers for a home loan in the Rockingham, Kwinana and Baldivis area, they will ask for some basic information about your finances. This helps them get an idea of which lenders will be the best for your situation. One pattern we have noticed is that a lot of … [Read more...]

Cut Your Home Loan Term in Half with 6 Simple Steps

Rockingham mortgage brokers suggest ways to free yourself earlier of your loan. We’ve all heard of the proverbial “monkey on your back,” and that’s how having a long term home loan can sometimes feel to homeowners. Good news: there are ways to remove the burden of a mortgage by following 6 … [Read more...]

Pay on Time and Your Credit History Will Help You Get a Better Mortgage

Gone are the days when the banks didn't mind too much if you made a payment a few days late, perhaps just once or twice over a couple of years. They would have accepted your explanations and there probably wouldn't be any consequences. Nowadays, just making one payment slightly late might … [Read more...]

Should You Buy A Property Now Or Wait Until Values Increase?

Even though people are talking about substantial house valuation increases across Perth, you should seek the advice of your mortgage broker so you can be ready to put a mortgage in place whenever you find the right property to buy. We’re a mortgage broker in Rockingham who can help you with your … [Read more...]

You Need To Plan Well Ahead To Purchase Your First Property

As house prices increase, it's tougher for young Australians to gather enough money to put towards a deposit to purchase their own property. Once you have mastered the task of saving sufficient money to help your home purchase, you have to deal with the mortgage providers who want to know … [Read more...]

Dealing with Mortgage Brokers the New Norm for Local Home Buyers

For home loans, Kwinana and other local residents like you are turning to mortgage brokers instead of dealing directly with banks. You don’t have to deal directly with impersonal, intimidating banks for your financial needs anymore. In fact, financial experts claim that virtually fifty percent … [Read more...]

Is the Economy Hindered by the Current Housing Market?

At first glance, the housing market in Australia offers some uncertainty with low interest rates on one end of things and economic ambiguity in terms of income, employment and overall market growth on the other end. While it may seem counterintuitive, it just might be the right time for a home loan. … [Read more...]

Multi-Generational Families Join Forces to Purchase Homes to Share

It all comes down to finances, especially in the real estate market. When affordability is an issue in terms of securing a home of your own, multiple family members may join forces to secure a home loan. Kwinana residents and others like you in the area may feel the need to share a home and combine … [Read more...]

How Debt Consolidation Helps Reduce Your Monthly Commitments

You will not be the only person finding it more difficult each month to stretch your income to cover your mortgage, your loans and your credit cards. Many of your friends and colleagues will have the same problem, but probably not talk about it. One way you can reduce your overall monthly outgoings … [Read more...]